Questions to Ask Your Small Business Insurance Agent When Purchasing General Liability Insurance Commercial General Liability Insurance is one of the most commonly purchased types of small business insurance. But many small business owners still have lots of questions about what it is, why it’s needed, and how it works. Here are answers to the top five questions we hear from our small business clients about general liability coverage. 1. What does general liability insurance cover? General liability insurance covers claims of bodily injury or other physical injury or property damage. In the event of a covered lawsuit, such policies will typically pay for a legal defense as well as compensatory, general and punitive damages. A typical general liability insurance policy covers: - Bodily injury and property damage liability: If a visit Read more